Death resulting from an act of war is addressed by which clause in some policies?

Death resulting from an act of war is addressed by which clause in some policies?

• A. Status Clause
• B. Incontestability
• C. Payment of Claims
• D. Results Clause

Answer: (D)

Some life policies address unusual death causes with a results-oriented clause that specifies what happens when death results from specific events, like acts of war. This clause lays out whether such a death is considered payable or excluded and under what conditions, such as whether the insured was in active military service or acting as a civilian. That direct handling of the consequence of death from war is why this option fits best here. The other clauses govern different policy aspects—contestability (whether the company can challenge the claim based on misstatements), how and when claims are paid, or the policy’s status—none of which specifically resolve the outcome of death due to war.

Some life policies address unusual death causes with a results-oriented clause that specifies what happens when death results from specific events, like acts of war. This clause lays out whether such a death is considered payable or excluded and under what conditions, such as whether the insured was in active military service or acting as a civilian. That direct handling of the consequence of death from war is why this option fits best here. The other clauses govern different policy aspects—contestability (whether the company can challenge the claim based on misstatements), how and when claims are paid, or the policy’s status—none of which specifically resolve the outcome of death due to war.